2019 Medicare Costs

Listed below are basic costs for people with Medicare. If you want to see and compare costs for specific health care plans, visit the Plan Comparison Tool on our site.

Part A premiumMost people don’t pay a monthly premium for Part A (sometimes called “premium-free Part A”). If you buy Part A, you’ll pay up to $437 each month. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $437. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $240.
Part A hospital inpatient deductible and coinsuranceYou pay:
* $1,364 deductible for each benefit period
* Days 1-60: $0 coinsurance for each benefit period
* Days 61-90: $341 coinsurance per day of each benefit period
* Days 91 and beyond: $682 coinsurance per each “lifetime reserve day” after day 90 for each benefit period (up to 60 days over your lifetime)
* Beyond lifetime reserve days: all costs
Part B premiumThe standard Part B premium amount is $135.50 (or higher depending on your income).
Part B deductible and coinsurance$185 per year. After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you’re a hospital inpatient), outpatient therapy, and durable medical equipment (dme)
Part C premiumThe Part C monthly  premium varies by plan.
Part D premiumThe Part D monthly premium  varies by plan (higher-income consumers may pay more).

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